Cover your Project’s Risk

Designed to protect your construction and engineering projects against unexpected risks.

PROTECTION FROM GROUND-BREAKING TO HANDOVER

Construction and engineering projects are inherently complex, high-value, and exposed to a wide range of risks that can result in significant financial loss. A single unforeseen event like a structural collapse, a fire, flooding, or an accident involving third parties, can expose your business to claims that threaten its financial stability. 

In the UAE’s fast-moving construction environment, where project timelines are tight and contractual obligations are exacting, the consequences of being underinsured or uninsured can be severe.

Contractor’s & Erection All Risk Insurance provides comprehensive, project-specific protection for contractors, developers, and engineering firms — covering physical damage as well as third-party liability.

Years in the UAE
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Claims Assistance
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Get Your Contractors & Erections All Risk Insurance Quote

Every construction and engineering project is unique — and so is its risk exposure.

Tell us about your project and we’ll arrange the right cover to protect it from groundbreaking to handover.

Key Benefits

Project Protection

Protect your project against unexpected construction risks.

Construction Safety

Help safeguard construction works from unforeseen incidents.

Equipment Protection

Cover essential machinery and equipment against unexpected damage.

Erection Risk Cover

Protect installation and assembly works throughout the project.

Trusted by Leading Insurance Providers

We work closely with a broad network of reputable insurers across the UAE, giving our clients access to competitive pricing and comprehensive protection tailored to their unique requirements.

FAQ

What is the difference between Contractor's All Risk and Erection All Risk Insurance?
Contractor’s All Risk (CAR) Insurance is designed for civil engineering and construction projects which covers works such as buildings, roads, bridges, and infrastructure. Erection All Risk (EAR) Insurance is designed for mechanical and electrical engineering projects, covering the installation, assembly, and testing of machinery, plant, and equipment.
CAR and EAR Insurance are a contractual requirement on most construction and engineering projects in the UAE. They are typically specified by the project owner, developer, or main contractor as a condition of appointment. Certain government and infrastructure projects also require specific minimum cover levels. At GSIB, we ensure your policy meets all contractual and regulatory requirements before your project commences.
Both policies operate on an all-risk basis which means they cover any unforeseen physical loss or damage that isn’t specifically excluded by the policy. Covered events usually include fire, flood, storm, accidental damage, theft, vandalism, collapse, and equipment malfunction. This cover can extend to third-party liability, depending on your policy.
Standard exclusions typically include defective design, materials, or workmanship, wear and tear, gradual deterioration, contractual penalties and liquidated damages, war and political violence, and losses arising from deliberate acts.
Notify GSIB immediately following any incident that has caused or is likely to cause a loss under your policy. Preserve the damaged works or equipment where it is safe to do so. Do not carry out permanent repairs before your insurer has had the opportunity to inspect the damage. You should also document all losses with photographs, site reports, and cost estimates.

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Let's Find the Right Coverage Together

Whether you’re looking for personal insurance or corporate risk solutions, our advisors are ready to help.
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