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Cover Your Business Online

Designed to protect your business against the growing financial, operational, and reputational risks of the digital world.

PROTECTION FOR YOUR DATA, SYSTEMS AND REPUTATION

In today’s world, virtually every business operates digitally and, therefore, carries the exposure to cyber risk. From data breaches and ransomware attacks to system outages and regulatory penalties, the consequences of a cyber incident can be immediate, far-reaching, and extraordinarily costly.

The threat landscape is evolving at a pace that most businesses struggle to keep up with. Cybercriminals and their attacks are becoming more sophisticated with time, and the financial and reputational damage they cause can take a long time to fully recover from. Despite this, cyber insurance remains one of the most underutilised covers in the corporate insurance market — often overlooked until it is too late.

Cyber Insurance provides businesses with a comprehensive financial safety net against the costs associated with a cyber incident — covering everything from data breach response and legal liability to business interruption losses and ransomware payments.

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GET YOUR CYBER INSURANCE QUOTE

Reliable protection for your digital business. 

Share your details and we’ll find the right plan for your company in an increasingly digital world.

Key Benefits

Data Breach Protection

Help protect your business following a covered data security breach.

Ransomware Response

Support your business when malicious software locks or encrypts critical data.

Cyber Business Interruption

Help manage covered financial impact when a cyber incident disrupts operations.

Cyber Recovery

Support recovery and restoration following a covered cyber incident.

FAQ

What does a Corporate Cyber Insurance policy cover?
A Corporate Cyber Insurance policy covers the financial losses and recovery costs arising from cyber incidents that affect your business. This includes data breach response costs, business interruption losses resulting from a cyber attack, ransomware and extortion payments, cyber liability to third parties whose data or systems have been compromised, regulatory fines and penalties arising from a data breach, and the cost of restoring damaged or corrupted systems and data.
Regardless of a business’ size, cyber Insurance is relevant to any business that stores customer data, takes online payments or relies on digital systems. SMEs are increasingly targeted by cybercriminals precisely because they often have less robust security measures in place.
Generally, no. A corporate cyber insurance policy is designed to cover losses and liabilities sustained by the business itself — not the personal accounts or devices of individual employees. However, if an employee’s personal account is compromised and that breach results in a cyber incident that directly affects the business — such as a phishing attack launched through a personal email account — the resulting business losses may be covered, subject to policy terms.
Cyber insurance typically excludes losses arising from pre-existing vulnerabilities that were known and unaddressed prior to the policy inception, acts of war or state-sponsored cyber attacks, and intentional acts by the policyholder. At GSIB, we ensure you have a clear understanding of your policy’s exclusions before cover is placed.
Act immediately. Isolate and disconnect any affected systems or devices from your network without switching them off entirely, as forensic evidence needs to be preserved. Notify GSIB straight away so the insurer’s incident response team can be activated as soon as possible. Do not delete or alter any data, and avoid making public statements before consulting your legal advisors.

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Let's Find the Right Coverage Together

Whether you’re looking for personal insurance or corporate risk solutions, our advisors are ready to help.
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