Kidnap & Ransom Insurance

Protect Your Personnel

Designed to protect your organisation and your people against one of the most complex and high-stakes risks.

Kidnap & Ransom Insurance

For businesses that deploy personnel to higher-risk regions, or employ high-profile executives, the threat of kidnap, extortion, and wrongful detention is a significant operational risk. Corporate Kidnap & Ransom Insurance provides your organisation with a comprehensive safety net, covering ransom payments, crisis response consultancy, legal costs, in the case fo a kidnap or extortion incident.

The consequences of a kidnap or extortion incident extend well beyond the immediate financial cost of a ransom payment. The safety of your employees, the psychological impact on victims and their families, and the operational disruption to your business all demand a coordinated, expert response that very few organisations are equipped to handle alone.

At GSIB, we work with specialist insurers to arrange Corporate Kidnap & Ransom cover tailored to your organisation’s risk profile, and your operational footprint.

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FAQ

What does Corporate Kidnap & Ransom Insurance cover?

Corporate Kidnap & Ransom Insurance covers your organisation against financial costs of the specialist support services required to manage a kidnap, extortion, wrongful detention, or hijacking incident affecting your personnel. Coverage includes ransom payments, 24/7 crisis response consultancy, legal costs, medical and psychological support for victims and their families, and access to specialist negotiators and security advisors. At GSIB, we ensure your policy is structured to reflect the full scope of your organisation’s personnel and geographic risk exposure.

Who should consider Corporate Kidnap & Ransom Insurance?

Any organisation that operates internationally, deploys personnel to higher-risk regions, or employs senior executives, public figures, or high-profile individuals should consider Corporate Kidnap & Ransom Insurance. It is particularly relevant for multinational corporations and businesses with operations across multiple countries, organisations deploying staff to regions with elevated political instability, companies whose senior executives or board members have a significant public or commercial profile, and any organisation with a formal duty of care obligation to its internationally mobile workforce.

Does holding this policy increase the risk of our personnel being targeted?

No. Corporate Kidnap & Ransom policies are issued under strict confidentiality obligations. The existence of the policy is never disclosed publicly, and all crisis response activities are conducted with complete discretion.

Which employees are covered under a Corporate Kidnap & Ransom policy?

Corporate Kidnap & Ransom policies typically extend to cover all employees of the organisation, including full-time staff and part-time employees. At GSIB, we confirm the full scope of personnel coverage at the time your policy is arranged to ensure no member of your team is left unprotected.

Does Corporate Kidnap & Ransom Insurance provide worldwide coverage?

The cover provides worldwide protection — ensuring your organisation and its personnel are protected wherever your business operates, with the exception of countries subject to government-issued travel bans, international sanctions, or active conflict zones where travel is officially advised against. At GSIB, we review your organisation’s full geographic footprint and personnel profile to ensure your cover is precisely calibrated to the risks your business actually faces — with no gaps and no surprises.

What is not covered under a Corporate Kidnap & Ransom policy?

Standard exclusions include incidents arising in countries subject to government-issued travel bans or international sanctions, losses arising from the organisation’s or individual’s wilful participation in an illegal act, incidents that were known or anticipated prior to the policy inception, and losses arising from war.

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Protect Your Personnel

Designed to protect your organisation and your people against one of the most complex and high-stakes risks.