Your Memories, Fully Protected

Designed to safeguard your personal belongings against unexpected perils.

Protection for everything inside your Home

Your home is filled with the things that matter most to you — furniture you have carefully chosen, electronics you rely on every day, personal belongings that hold both financial and sentimental value. Most people never stop to consider what it would cost to replace everything if the worst were to happen.

Home Contents Insurance protects the personal belongings inside your home against loss or damage caused by fire, theft, water damage, and other unexpected events. At GSIB, we arrange Home Contents Insurance tailored to the value of your belongings and the specific risks of your home — ensuring that if the unexpected happens, replacing what you have lost is the least of your worries.

Years in the UAE
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Claims Assistance
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GET YOUR HOME CONTENTS INSURANCE QUOTE

Simple, reliable cover for everything you own at home.

Share your details and we’ll find the right plan for you.

Key Benefits

Water & Accidental Damage

Cover for water damage & accidental damage to your home contents.

High-Value Items Cover

Items such as jewellery, luxury watches, fine art, and electronics covered.

Accidental Damage

Cover for covered accidental damage to household contents.

Temporary Relocation

Support eligible costs if your home becomes temporarily uninhabitable.

Do you own fine art, antiques, or high-value collectibles?

Standard home contents policies may not provide adequate protection for pieces of significant individual value. We recommend discussing your collection with our team so we can arrange specialist Fine Art & Antiques cover as a standalone policy or as an extension to your existing home contents insurance.

Trusted by Leading Insurance Providers

We work closely with a broad network of reputable insurers across the UAE, giving our clients access to competitive pricing and comprehensive protection tailored to their unique requirements.

FAQ

What does Home Contents Insurance cover?
Home Contents Insurance covers your personal belongings inside your home against loss or damage caused by a range of perils including fire, theft, burglary, water damage, and accidental damage, depending on your plan. This includes furniture, electronics, clothing, appliances, and personal items, insured for their full replacement value. Certain plans also extend to cover high-value specified items, belongings away from home, and personal liability.
Yes — and this is an important distinction to understand. Property & Fire Insurance typically covers the physical structure of your home — the walls, roof, floors, and fixed fixtures. The cover can extend to home contents as well, but it does not automatically cover personal belongings and contents inside your home. Both these types of insurances are two sides of the same coin — if you have one, it’s always worth reviewing whether you need the other.
Yes. As a tenant, your landlord’s insurance covers the building itself, but it does not extend to your personal belongings inside the property. Everything you own inside your home is your responsibility to insure, and a contents policy ensures you are not left to replace your belongings out of pocket if something goes wrong. Home Contents Insurance is strongly recommended for all tenants in the UAE.
Your contents should be insured for the total cost of replacing all items at current market prices — not their original purchase price or depreciated value. A useful exercise is to go room by room and estimate the replacement cost of everything you own. Underinsuring your contents can result in a reduced claim payout, so it is important to be thorough.
Contact GSIB as soon as the incident occurs. In the case of theft or burglary, also file a police report immediately. This will be required as part of your claim and will help with follow-ups with your insurer.

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