Protection for your Professional Reputation

Designed to protect individual professionals against the financial and legal consequences of claims of negligence.

COVER FOR THE ADVICE YOU GIVE

As a professional, your knowledge, advice, and expertise are what your clients pay for. But even the most experienced and diligent professional can make a mistake, or face a claim from a client who believes they have. In today’s increasingly litigious professional environment, a single allegation of negligence, an error in advice, or an omission in the services you delivered can result in a claim that is both financially and reputationally devastating.

This cover is specifically for individuals who provide professional advice for a fee, such as consultants, financial advisors, architects, IT specialists. It covers your legal defence costs, any compensation awarded to the claimant, and the associated expenses of managing a claim, ensuring that one mistake, or even one unfounded allegation, does not define or destroy a career built on years of expertise and dedication.

Years in the UAE
0 +
Claims Assistance
/7

GET YOUR PROFESSIONAL INDEMNITY INSURANCE QUOTE

Reliable cover for professionals and consultants. 

Share your details and we’ll find the right plan for you.

Key Benefits

Structure Cover

Covers the cost of repairing or rebuilding the physical structure of your home.

Contents Coverage

Protect your personal belongings. Your furniture, electronics, clothing, and valuables.

Theft & Burglary Protection

Covers loss or damage to your property and contents resulting from theft, attempted theft, or burglary.

Alternative Accommodation

In case property is uninhabitable following a covered loss, your policy covers the cost of temporary alternative accommodation.

Trusted by Leading Insurance Providers

We work closely with a broad network of reputable insurers across the UAE, giving our clients access to competitive pricing and comprehensive protection tailored to their unique requirements.

FAQ

What does Personal Professional Indemnity Insurance cover?
Professional Indemnity Insurance covers you against claims arising from errors, omissions, or alleged negligence in the professional services or advice you provide. This includes legal defence costs, expert witness fees, court expenses, and any compensation awarded to the claimant. It can also extend to cover claims arising from breach of confidentiality, loss of client documents, and unintentional intellectual property infringement.
Any individual who provides professional services, advice, or expertise for a fee — and whose clients could hold them personally responsible for the outcome of that work — needs Professional Indemnity Insurance. This includes consultants and business advisors, financial advisors and planners, architects and engineers, legal professionals, IT and technology specialists, marketing and communications professionals, designers, and any other individual working in an advisory or specialist capacity.
Standard exclusions typically include claims arising from deliberate or fraudulent acts, criminal conduct, bodily injury or property damage — which fall under separate liability covers (Public Liability Insurance) — and claims arising from services provided outside the scope of your declared professional activities.
Yes, your employer’s Professional Indemnity policy is designed to protect the business, not necessarily you as an individual. In the event of a claim, the insurer acts in the best interests of the organisation, which may not always align with your own. A personal PI policy ensures you have independent legal representation and financial protection in your own right.
Notify GSIB immediately, even if no formal claim has been made and the threat appears unfounded. Do not make any admissions of liability, communicate directly with the claimant’s legal representatives, or attempt to resolve the matter independently before speaking to your insurer. Early notification is critical — the steps taken in the early stages of a claim can significantly impact its outcome.

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