Property Insurance

Protect What You’ve Built

Property Insurance designed to safeguard your home, and your belongings.

Protect Your Property, Your Investment

Your home is one of the most significant financial investments you will ever make. The contents within your home and the structure itself are exposed to a range of risks that can result in significant financial loss. From fire and flood to theft, accidental damage, and natural events.

Property Insurance provides the financial protection you need to repair, rebuild, or replace what has been lost or damaged from unpredictable perils, from fire and floods, to theft and accidental damage. This cover ensures that a single unexpected event does not undo years of investment and effort.

At GSIB, we assess your specific property and contents, compare the market on your behalf, and arrange the most suitable property cover available to give you the confidence that your home and everything in it is genuinely protected.

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Your home deserves more than a standard policy.

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Personal Insurance

Key Benefits

Trusted by Leading Insurance Providers

We work closely with a broad network of reputable insurers across the UAE, giving our clients access to competitive pricing and comprehensive protection tailored to their unique requirements.

FAQ

What does Property & Fire Insurance Cover?

Property & Fire Insurance covers physical damage to your home and its contents caused by a range of perils — most commonly fire, smoke damage, lightning, and related events. Beyond fire, a comprehensive property policy typically extends to cover theft and burglary, water damage, storm and weather-related damage, accidental damage, and third-party liability as a property owner. This cover can extend to home contents as well, provided its inclusion in the policy you obtain.

What is not covered under a Property Insurance policy?

There are standard exclusions to be aware of within the Property & Fire Cover. Most policies do not cover gradual wear and tear, pre-existing damage, deliberate damage caused by the policyholder, losses arising from war or political violence, and damage caused by pests or vermin. Certain high-value items such as jewellery, fine art, and collectibles may also have limited coverage under a standard policy and may require specialist cover. At GSIB, we walk you through all exclusions clearly before your policy is issued.

I am a tenant — do I still need property insurance?

As a tenant, you are not responsible for insuring the property’s structure itself — that is the landlord’s obligation. However, your personal contents and belongings are not covered under the landlord’s policy. To insure your contents, you can get a Home Content Insurance Policy.

How do I make a claim following damage to my property?

Contact GSIB as soon as the damage occurs. Our claims team will guide you through the process from the very first step. We advise you on what to document, and what photographic evidence you must gather.

How is the value of my property and contents calculated for insurance purposes?

Your property should be insured for the full to rebuild your property and replace your belongings at current market prices. Underinsuring your property or contents can result in a reduced claim payout. At GSIB, we guide you through the valuation process to ensure your cover accurately reflects what you own.

Insurance THAT FITS YOUR NEEDS

Whether you’re protecting your family, your business, or planning for the future, our comprehensive range of insurance solutions ensures you receive the right level of protection.

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Whether you’re looking for personal insurance or corporate risk solutions, our advisors are ready to help.

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Protect What You’ve Built