Medical Malpractice Insurance

Protection for Healthcare Workers

Medical Malpractice Insurance designed to safeguard healthcare professionals.

PROTECTION FOR YOUR PROFESSION

As a healthcare professional, despite your unwavering commitment to your patients, even the most skilled and conscientious practitioner can face an allegation of clinical negligence. This cover includes professionals such as doctors, nurses, dentists, therapists, and allied health practitioners, protecting them from alleged errors, omissions, or negligence in the course of their professional duties.

Whether you practise independently, work within a hospital or clinic, or provide services across multiple settings, your personal malpractice cover ensures you are protected for your legal defence, any compensation awarded, and the costs of responding to regulatory investigations.

Years in the UAE

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GET YOUR MEDICAL MALPRACTICE INSURANCE QUOTE

Whether you are a newly qualified practitioner or an experienced specialist — your career deserves its own protection.

Tell us about your discipline and practice and we’ll arrange the right personal malpractice cover for you.

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Key Benefits

FAQ

Who needs Personal Medical Malpractice Insurance?

Any licensed healthcare professional who provides medical care, advice, or treatment to patients needs personal malpractice insurance. This includes doctors and physicians across all specialities, surgeons, dentists and dental hygienists, nurses and midwives, pharmacists, physiotherapists and rehabilitation specialists, psychologists and mental health practitioners, and allied health professionals such as nutritionists, optometrists, and radiologists.

Do I need personal Medical Malpractice Insurance if my employer already has cover?

Yes, your employer’s malpractice policy is designed to protect the institution, not necessarily you as an individual practitioner. In the event of a claim, the institution’s insurer acts in the best interests of the organisation which may not always align with your personal interests. A personal malpractice policy ensures you have independent legal representation and financial protection in your own right, regardless of your employer’s position.

Is Medical Malpractice Insurance mandatory for individual practitioners in the UAE?

Yes. The Dubai Health Authority (DHA) and the Department of Health Abu Dhabi (DOH) require all licensed healthcare professionals to hold adequate malpractice insurance as a condition of their individual licence. At GSIB, we ensure your personal policy meets all applicable regulatory requirements — keeping your licence and your practice fully compliant.

What is not covered under a personal Medical Malpractice policy?

Standard exclusions typically include claims arising from criminal acts or wilful misconduct, treatment provided outside the scope of your licensed discipline, the use of experimental or unapproved treatments, and incidents that were known or anticipated prior to the policy inception. At GSIB, we walk you through all exclusions clearly before your policy is placed.

How do I respond if a patient makes a complaint or malpractice allegation against me personally?

Notify GSIB immediately even if no formal claim has been made yet. Do not make any admissions of liability, communicate directly with the patient’s legal representatives, or discuss the matter with colleagues before speaking to your insurer. Early notification is critical, and your personal legal team will be activated from the very first call.

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Protection for Healthcare Workers