Protecting your Future When Life Changes Without Warning

General Accident & Disability Insurance designed to protect you financially in the face of an unexpected injury or illness.

General Accident & Disability Insurance

An accident or sudden disability can happen to anyone, at any time — and the financial consequences can be immediate and far-reaching. Medical bills, ongoing rehabilitation costs, and the inability to work can place enormous strain on you and your family at an already difficult time.

General Accident & Disability Insurance provides a critical financial safety net for individuals who suffer an accidental injury, temporary disability, or permanent disability that affects their ability to earn an income and maintain their quality of life. 

At GSIB, we help arrange the right accident and disability cover suitable to their lifestyle, their income, and their dependants.

Years in the UAE
0 +
Claims Assistance
/7

Get your Quote

An accident doesn’t announce itself — but the right cover means you’re prepared when one happens.

Share your details and we’ll find the right protection for your income and your lifestyle.

Key Benefits

Accidental Injury

Financial support following unexpected accidental injuries.

Disability Support

Support financial stability when an accident causes disability.

Medical Expenses

Help manage eligible medical costs following an accident.

Recovery Assistance

Financial assistance to help you manage during the recovery period.

FAQ

What qualifies as a disability under this policy?
Policies typically distinguish between temporary total disability, permanent total disability, and permanent partial disability. Each of these carry a different benefit structure. A temporary total disability refers to an injury that prevents you from working for a defined period, while permanent disabilities result in a lump sum payout based on the nature and severity of the condition.
Yes. General Accident & Disability Insurance provides 24-hour coverage, seven days a week/ Whether you are at work, at home, or travelling abroad. Your cover is confirmed in full before your policy is issued so you always know exactly where and when you are protected.
Contact GSIB as soon as possible after the incident. Get treated for your condition, and keep your medical reports and bills. Our claims team will handle the entire process on your behalf — submitting your claim to the insurer, and following up through to final settlement so you can focus on your recovery.
Yes. Benefit levels can typically be structured to reflect your income, your financial commitments, and your specific needs. At GSIB, we conduct a thorough needs assessment to ensure the cover we arrange is genuinely proportionate to your lifestyle and the people who depend on you.

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