Protect your Equipment

Designed to protect your business against the financial consequences of unexpected equipment failure.

PROTECT THE EQUIPMENT YOUR BUSINESS RELIES ON

For businesses that rely on machinery, equipment, and mechanical systems to operate, an unexpected breakdown can bring operations to a sudden and costly halt. The financial impact goes far beyond the cost of repair or replacement. It extends to lost production, delayed orders, contractual penalties, and the broader disruption that ripples through every aspect of your business while your equipment is out of action.

From manufacturing plants and industrial equipment to HVAC systems, generators, and specialist machinery, Machinery Breakdown Insurance ensures that when a critical piece of equipment fails, your business has the financial resources to repair or replace it swiftly.

At GSIB, we work with leading commercial insurers to arrange Machinery Breakdown cover precisely tailored to the consequences of an unplanned breakdown.

Years in the UAE
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GET YOUR MACHINERY BREAKDOWN INSURANCE QUOTE

Reliable cover for your machinery and equipment. 

Share your details and we’ll find the right plan for your business.

Key Benefits

Mechanical Failure

Protection against sudden breakdown of essential machinery.

Electrical Damage

Cover machinery affected by unexpected electrical faults.

Repair Costs

Help manage the cost of repairing damaged machinery.

Business Downtime

Support your operations when machinery failure interrupts production.

Trusted by Leading Insurance Providers

We work closely with a broad network of reputable insurers across the UAE, giving our clients access to competitive pricing and comprehensive protection tailored to their unique requirements.

FAQ

What does Machinery Breakdown Insurance cover?
Machinery Breakdown Insurance covers the cost of repairing or replacing machinery and equipment following mechanical or electrical failure. This includes the cost of labour, parts, and temporary equipment hire. It can extended to cover business interruption losses, electrical and electronic equipment, pressure vessels and boilers, deterioration of stock, and the additional costs of expedited repair.
Property Insurance covers physical damage caused by external events such as fire, flood, theft, and storm. It does not cover sudden and unforeseen mechanical or electrical failure from within the machinery itself. Machinery Breakdown Insurance specifically addresses this gap. This policy also pairs well with Business Interruption insurance, covering you for lost income as a consequence of operational breakdown.
Machinery Breakdown Insurance can cover a wide range of mechanical and electrical equipment, including manufacturing and production machinery, HVAC and air conditioning systems, generators and power supply equipment, refrigeration and cold storage systems, electrical switchgear and control panels, compressors and pumps, and specialist industry-specific equipment. At GSIB, we conduct a thorough assessment of your equipment inventory to ensure every critical asset is included in your cover.
Standard exclusions typically include damage caused by fire, flood, or other external events (which fall under Property Insurance), wear and tear, gradual deterioration, and damage resulting from lack of maintenance or servicing. Losses arising from operator error, deliberate acts, and consumable parts such as belts, filters, and fuses are also typically excluded.
Notify GSIB immediately upon discovering the breakdown, and do not carry out permanent repairs before your insurer has had the opportunity to assess the damage. Where safe to do so, preserve the failed component or machinery in its current state and document the breakdown with photographs and technical reports.

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