Your Vehicle. Fully Covered.

Designed to protect you, your passengers, and your vehicle.

Protection for your Vessel

Motor insurance is a legal requirement in the UAE, but the right policy does far more than satisfy a regulatory obligation. It protects you financially, keeps you moving after an accident, and ensures that you, your passengers, and anyone else on the road are covered.

Whichever vehicle you drive, the exposure to risks on UAE roads is quite high, and the consequences of being underinsured can be significant. Standard third-party policies leave your own vehicle unprotected. Policies purchased without proper advice often come with gaps that only become apparent at claim time. 

At GSIB, we compare motor insurance options across our panel of UAE-licensed insurers to find a policy that fits your vehicle, your driving history, and your budget — and we support you through the claims process if you ever need to use it.

Years in the UAE
0 +
Claims Assistance
/7

Insurance Made Simple

Comprehensive Plan

Third Party Liability

GET YOUR YACHT INSURANCE QUOTE

Tell us about your vehicle and driving history.

We’ll find the right cover at the right price.

KEy Features

Multi-Vehicle

Streamlined protection for your business garage.

Rent-a-Car Benefit

A substitute vehicle provided seamlessly while your car is being repaired in the garage.

24/7 Roadside Assistance

Round-the-clock help for towing, battery boosts, flat tires, and fuel delivery.

Agency Repairs

Options include authorised agency repairs rather than a general garage, preserving your vehicle’s standard.

Trusted by Leading Insurance Providers

We work closely with a broad network of reputable insurers across the UAE, giving our clients access to competitive pricing and comprehensive protection tailored to their unique requirements.

FAQ

Is motor insurance compulsory in the UAE?
Yes. All vehicles registered in the UAE must hold at minimum a valid Third Party Liability (TPL) policy. Driving without valid motor insurance is a finable offence and can result in vehicle impoundment. Comprehensive cover is not legally required but is strongly recommended for most drivers.
TPL covers only damage or injury caused to third parties — other vehicles, property, and individuals. It provides no protection for your own vehicle. Comprehensive cover adds protection for your own vehicle against accidental damage, theft, fire, and natural perils, in addition to third-party liability.
Agency repair means your vehicle is repaired at an authorised manufacturer service centre rather than an independent garage. It is particularly important for newer vehicles still under manufacturer warranty, as repairs carried out at non-authorised garages can sometimes void your warranty. At GSIB, we factor this into our recommendation based on your vehicle’s age and make.
You should notify GSIB and your insurer promptly regardless of fault. If the other driver is at fault and holds valid insurance, their TPL policy will respond to your losses. Your comprehensive policy may also respond depending on the circumstances. At GSIB, our claims team will guide you through the process from first notification to settlement.
Standard exclusions include: driving under the influence of alcohol or drugs; use of the vehicle for a purpose not declared on the policy (for example, using a privately insured vehicle for commercial hire or delivery); damage caused by a driver not listed on the policy or not holding a valid UAE licence; tyre damage not resulting from an accident; and wear and tear or gradual deterioration. War, civil disturbance, and nuclear risks are also standard exclusions. At GSIB, we walk you through all exclusions clearly before your policy is placed.

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Let's Find the Right Coverage Together

Whether you’re looking for personal insurance or corporate risk solutions, our advisors are ready to help.
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