Employee Benefits

Protect Your Greatest Asset

Cover your workforce under a group medical & life insurance designed around your business and your people.

Your employees are the foundation of everything your business achieves. Attracting the right talent, keeping them engaged, and ensuring they feel valued starts with offering them the protection they deserve.

In the UAE, group medical insurance is a legal requirement for all employees — but the most forward-thinking businesses go further. A well-structured employee benefits programme that includes both medical and life insurance sends a clear message to your workforce: that you value their health, their families, and their futures.

At GSIB, we work with businesses of all sizes — from growing SMEs to established corporates — to design employee benefits programmes that are competitive, compliant, and genuinely suited to your team.

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Claims Assistance

Corporate Plans

Basic Insurance

Ideal for companies seeking compliant, foundational cover for their workforce
Covers essential in-patient hospitalisation and emergency treatment
Access to a network of approved healthcare providers
Cost-effective solution for businesses managing tight budgets

Enhanced Insurance

Comprehensive Insurance – SME & Corporates

Ideal for businesses committed to offering best-in-class employee benefits
Full in-patient and out-patient coverage with higher benefit limits
Maternity, dental, and optical benefits included
Access to premium hospital networks and specialist care
Tailored plan design to suit the size and needs of your workforce – SME and Larger Corporates

IPMI

Ideal for businesses with internationally mobile employees or expatriate staff
Worldwide coverage for employees working or travelling across borders
Access to premium hospitals and specialists globally
Home country treatment included
Medical evacuation and repatriation benefits
Flexible plan design suited to multinational workforces and senior executives

Group Life

Provides a lump-sum benefit to an employee's nominated beneficiaries in the event of death
Demonstrates a duty of care that strengthens employee loyalty and retention
Can include total and permanent disability (TPD) cover
Can cover terminal and critical illnesses
Premiums are typically low relative to the benefit provided
Customisable benefit levels based on salary multiples or fixed sum assured
Fulfils end-of-service and gratuity protection obligations for employers

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Group medical & life insurance designed to protect your employees and keep your business moving forward.

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Corporate Insurance

Key Benefits

FAQ

Can we customise our group medical plan to suit our workforce?

Absolutely. Group medical plans can be tailored to reflect the size, demographics, and needs of your workforce, including varying benefit levels for different employee grades, adding dependant cover, and selecting from a range of network options. At GSIB, we work with you to design a benefits programme that is both competitive and cost-effective.

How are additions and deletions of employees managed?

Any change in your workforce needs to be reflected in your policy. At GSIB, our Endorsement Team manages all mid-term additions, deletions, and amendments on your behalf — liaising directly with your insurer to ensure your policy is always up to date and your employees are covered from day one.

How does the claims process work for our employees?

Employees covered under a group medical plan can access treatment at any medical provider within the selected network list and benefit from direct billing, which means costs are settled directly between the provider and the insurer. For out-of-network treatment, employees can submit a reimbursement claim. GSIB’s dedicated claims team supports both your HR team and your employees through every step of the process.

When is the right time to review our group medical insurance?

We recommend reviewing your employee benefits programme at least 60 to 90 days before your renewal date. This allows sufficient time to benchmark your current plan against the market, explore alternative options, and negotiate the best terms on your behalf. At GSIB, we proactively manage your renewal cycle so nothing is ever left to the last minute.

Insurance THAT FITS YOUR NEEDS

Whether you’re protecting your family, your business, or planning for the future, our comprehensive range of insurance solutions ensures you receive the right level of protection.

Let's Find the Right Coverage Together

Whether you’re looking for personal insurance or corporate risk solutions, our advisors are ready to help.

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Protect Your Greatest Asset

Cover your workforce under a group medical & life insurance designed around your business and your people.